SaveMoney is a digital financial services company that stands out for its strategic collaboration model aimed at sharing sustainable economic benefits among stakeholders. Far from being a mere intermediary platform, SaveMoney serves as a financial solution architect, offering personalized services for businesses with large customer data sets, with the goal of maximizing profits through technology.
At the core of SaveMoney‘s technology lies a highly flexible and scalable service platform. By integrating B2C advisory processes with Big Data technology, the company is capable of designing and launching new insurance services within just three months. This demonstrates their agile R&D capabilities and their ability to transform data into tangible products. Rather than treating technology as a supporting tool, SaveMoney considers it the backbone of its business model. Leveraging consumer behavior data, the company develops tailored financial solutions that reduce risk and enhance customer lifetime value.
A prominent example of SaveMoney‘s tech application is in the tourism sector. The company deployed an electronic ticketing system at a major tourist destination in Binh Duong, enabling the management of customer information, service configuration, e-commerce transactions, and integration with other technological systems. This solution not only replaces traditional ticketing methods but also serves as a foundation for digitizing the entire tourism experience—from pre-arrival to post-departure. Compared to many standalone electronic ticketing systems currently available, SaveMoney‘s solution stands out for its flexible customization, allowing integration with partners’ existing tech ecosystems without requiring them to overhaul their entire processes.
Notably, SaveMoney is not content with its current technological offerings. The company is planning to integrate blockchain to enable direct encrypted transactions between customers and providers, thereby enhancing transparency and security. This move aligns with the digitalization trend and growing demands for data protection in the financial and insurance sectors. However, adopting blockchain also presents challenges in terms of technological infrastructure and changing user behavior, which will require SaveMoney to deploy carefully crafted strategies and market education.
As part of its growth journey, SaveMoney participated in the VIISA Batch 5 Startup Accelerator Program, where it not only secured funding but also gained direct access to major partners such as FPT and Dragon Capital. Through intensive training sessions, mentoring, and investor networking, the program played a crucial role in shaping the company’s business model and expanding its market presence. This also highlights how accelerator programs contribute not only capital, but also knowledge and valuable networks.
The key takeaway from SaveMoney for other founders is the importance of building technology around real-world problems and specific customer needs. Chasing the latest technologies offers little value if core problems remain unsolved. The ability to co-design solutions with partners and scale without losing personalization is a competitive edge that SaveMoney possesses and one that is hard to replicate.
From a fintech enterprise driven by a vision of collaboration and sustainable growth, SaveMoney is gradually proving that innovation doesn’t necessarily stem from complex technologies, but rather from a deep understanding of customer needs and behaviors—designing the right technology to deliver real value to the market.
